Category Archives: Financial Planning

The Curse of Knowledge

In a 2016 study, Fortune magazine announced that two-thirds of Americans cannot pass a basic financial literacy test1. Understandably, this statistic (and other equally abysmal ones), are prompting states to enact laws requiring students to take financial literacy classes.   But, as studies have also shown, proper education does not prompt behavior changes. In fact, […]

Make the Most of Your Charitable Giving with a Donor Advised Fund

There are a variety of reliable ways that you can choose to invest or donate your money.   Ambassador Advisors strives to fully understand your short-, mid- and long-term goals and objectives when we offer suggestions on investment decisions. Often the question arises as to what might be the most straightforward way that our clients […]

Embracing a Life Well Lived: Leaving a Legacy of Christian Stewardship (Part 2)

In the first exploration of what defines a well-lived life, we focused on how the legacy we leave has meaning beyond financial gain. Let us dig deeper into legacy building and financial planning by examining how living a life based upon biblical principles and personal responsibility will help make us better stewards of our resources. […]

Charitable Clumping and Other 2019 Strategies

Pancakes are Saturday morning favorites in many households. Whether you top them with “SEER-up” or “SIR-up”, pile on the blueberries, or even the chocolate chips, every good flapjack maker knows—you want to leave a few clumps in the batter. (The science of cooking tells us to avoid creating a rubbery texture from over-mixed gluten molecules!) […]

Embracing a Life Well Lived: Leaving a Legacy of Christian Stewardship

Let’s explore the question of what defines a well-lived life and how the legacy we leave has meaning beyond the humanistic value that we place on financial gain. Together, we can become better stewards of our resources and examine how we can live in the service of God and create a legacy for Kingdom purpose, […]

Year-End Charitable Giving 2018

As we come to the end of the year, it is time to consider opportunities for last-minute giving to help the ministries, nonprofits and places of worship about which we are passionate.  These opportunities also enable donors to receive tax benefits they would not otherwise get.  Remember, in order to claim a deduction for 2018, […]

Active or Passive Management

Over the last two decades, there has been a marked increase in indexing, or passive management, over active management–where a manager or team of managers (like Ambassador Advisor’s wealth management team) actively manage a client’s portfolio. Many investors have shifted to low-cost mutual and exchange traded funds in an effort to capture better total return […]

Financially Savvy States

A major key to sound financial health is financial literacy, and the financial savvy that springs from literacy is what makes for true financial stability. Unfortunately, many Americans simply don’t have it. According to a study on financial literacy by the National Foundation for Credit Counseling, about 45 percent of Americans grade their knowledge of […]

Are you ready for retirement?

When you’re in your forties, retirement can seem so far away. Yet two decades later, retirement can seem like a looming deadline. How will retirement affect your lifestyle? What changes will you need to make to your portfolio? Are you ready for retirement?   A retirement professional will help you prepare for the day when […]

Shepherds and Life Insurance

They have become a required element of any Christmas or Nativity presentations: the trusty shepherds. We regard them with a sacred reverence, but at the time of Jesus’ birth, shepherds occupied one of the lowest rungs on the socio-economic ladder. In fact, Luke’s gospel is the only one that mentions them.   A shepherd’s job […]