Category Archives: Retirement

Is your SIMPLE ready to graduate to a 401k?

If you have a growing business with a SIMPLE IRA retirement plan, it may be time to “graduate” to a 401(k) plan. In an era dominated by big, expensive company 401(k) plans, the Small Business Job Protection Act of 1996 introduced a new type of retirement plan for small businesses called the SIMPLE IRA.  The […]

How Many Millenials Plan to Retire Early

Millennials currently are the largest generation in the U.S. workforce. Millennials differ from other generational groups both in their lifestyle and their attitude toward economic and social responsibility. They value their family. Forty percent of millennials with children hold a graduate degree, and close to 70 percent of those with children earn more than the […]

A Family Affair: Involving Family in Financial Decisions

Finances may seem like a private, personal matter, but significant headache and heartache can be avoided by involving those you love in discussions about your finances and financial decisions.   According to a recent survey released by GoBankingRates, 73% of Americans have not had conversations with their aging parents about finances. 22% of the survey […]

Retirement Planning Should Prioritize Healthcare

A recent white paper released by HealthView Services emphasizes that healthcare should be an integral aspect of any retirement plan. The data reveals the projected cost of healthcare, how medical conditions influence that amount, and how to plan for and reduce healthcare costs for retirees. Some of the key findings include:   As you would […]

You Don’t Have to be a Millionaire to Retire Like One

There is no magic wand that will turn your retirement fund worth $85,000 into a million dollars, and being a millionaire shouldn’t be your focus. Ambassdaor Advisors knows there are far more important things than wealth when it comes to happiness. But from a purely financial perspective and for the purpose of discussion, let’s begin […]

A Mistake You Can’t Afford to Make

Many of us have spent our lives pursuing a dream. For some, defining what exactly that dream looks like in retirement can be complex. The professional team at Ambassador Advisors can help make plans that go beyond living out your golden years on income from retirement investments and Social Security benefit payments.   Insufficient retirement […]

When Your Age Matters Most

If you’re planning for retirement and wondering if you have made the right decisions to ensure your future financial security, you are not alone. Many investors express the same doubt. You want to make informed decisions regarding your investment accounts, and you need to know what strategies will maximize your growth potential, whether you are […]

Don’t Become a Retirement Statistic

As significant numbers of Americans are facing the financial realities of impending retirement, many questions and concerns have become frighteningly apparent. The American dream of the 1950s has disappeared in nightmarish fashion, replaced with high consumer debt and a decline in quality employment opportunities across all sectors of the American economy.   The years of […]

Embracing a Life Well Lived: Leaving a Legacy of Christian Stewardship, Part 3

As we finish this series on legacy building based upon a life well lived, we turn our focus to the topic of reward.   We know that nurturing a life legacy based upon biblical and moral principles holds a deep spiritual significance that blesses us far beyond any financial gain we may receive. Also, we […]

A New Social Security Telephone Scam is on the Rise

The Federal Communication Commission and the United States Attorney General’s office has issued a new warning concerning a growing wave of Social Security Administration telephone scam calls. Ambassador Advisors wants to share this information to help protect our clients and their families.   This newest scam involves a fake SSA agent calling to tell you […]