Insurance Planning

The financial strategies ideal for your situation should be based upon your position in the Planning Life Cycle.

At Ambassador Advisors, we can be your partner to provide objective, confidential advice to help you make the wisest decision with your resources at each step of your journey. Insurance planning is the cornerstone of a sound financial structure. This vital step prepares you and your family for an unexpected loss of income, such as death or disability.

Amongst the many helpful programs we offer, please consider allowing us to assist in your insurance planning.

One of the biggest decisions you will make in your financial planning is the amount of insurance coverage you need.

Ambassador Advisors’ experts are here to review your current coverage or evaluate new options. Whether you are considering life insurance, disability insurance, or another form of coverage, we can be your ally in planning to protect yourself, your family, and even using insurance in your estate and legacy planning.

For individuals

the following highly-utilized insurance vehicles are often considered:

Life Insurance

  • Term
  • Permanent
  • Survivorship

Annuities

  • Immediate
  • Deferred

Disability and Long-Term Care Planning

  • Individual Disability Income
  • Group Long-Term and Short-Term Disability
  • Business Overhead Expense
  • Disability Buyout Protection
  • Individual and Group Long-Term Care

Health Insurance

  • PPOs
  • Indemnity Plans
  • Individual and Group Medical Plans
  • HSAs
  • Medigap Plans

Business Planning

  • Executive Bonus
  • Key Person
  • Split Dollar
  • Group Carve Out
  • Salary Continuation
  • Buy-Sell