Insurance Planning

The financial strategies ideal for your situation should be based upon your position in the Planning Life Cycle.

At Ambassador Advisors, we can be your partner to provide objective, confidential advice to help you make the wisest decision with your resources at each step of your journey. Insurance planning is the cornerstone of a sound financial structure. This vital step prepares you and your family for an unexpected loss of income, such as death or disability.

Amongst the many helpful programs we offer, please consider allowing us to assist in your insurance planning.

One of the biggest decisions you will make in your financial planning is the amount of insurance coverage you need.

Ambassador Advisors’ experts are here to review your current coverage or evaluate new options. Whether you are considering life insurance, disability insurance, or another form of coverage, we can be your ally in planning to protect yourself, your family, and even using insurance in your estate and legacy planning.

For individuals

the following highly-utilized insurance vehicles are often considered:

Life Insurance

Ambassador Advisors will help you choose the best life insurance policy to provide financial support for your loved ones.

Term
Permanent
Survivorship

Annuities

Immediate
Deferred

Disability and Long-Term Care Planning

Ambassador Advisors can help you determine what type of Disability or Long Term Care insurance is best for you.

Individual Disability Income
Group Long-Term and Short-Term Disability
Business Overhead Expense
Disability Buyout Protection
Individual and Group Long-Term Care

Health Insurance

PPOs
Indemnity Plans
Individual and Group Medical Plans
HSAs
Medigap Plans

Business Planning

Executive Bonus
Key Person
Split Dollar
Group Carve Out
Salary Continuation
Buy-Sell